Hi Barry.
What telescope do you need to see the rings of Saturn?
Well you may be surprised to know that with a pair of 10x50 binoculars you can just make out the rings of Saturn and can certainly tell that it is not a star! Look at what Galileo sketched back in 1616:
http://galileo.rice.edu/sci/observations/saturn.htmland that was with a small refractor using a lens of 1" diameter at 32x magnification! I admit that you will want to see it a little better then that and this would depend on how much you would be willing to spend on a telescope. A large lens or mirror will allow you to see fainter objects but also for lunar and planetary work will give you better resolving power and the ability to see finer detail. Of course the price would increase as you go for a larger aperture!
Another thing to consider would be the focal length of the 'scope. A longer focal length will, initially, give you a larger prime focus image which is then magnified again by the eyepiece.
So that comes down to a larger aperture with a reasonable focal length but things now get tricky as the object will also appear to move across the sky and field of view. This becomes obvious when you use a high magnification and Saturn flies across the eyepiece! So to counter this you would need to drive or follow the object with a motor driven telescope and the advantages become evident as the planet/star will appear to stay in the centre of the eyepiece where you can now relax and let your eye 'see' more fine detail.
Astronomy is such a varied subject and requires particular equipment if you are going to spend time on just one subject such as solar, planetary/lunar or deep sky object such as galaxies or clusters.
I would seriously consider visiting us at our observatory:
http://www.liverpoolas.org/content/view/18/37/ where we can explain fully and show you what you get for your money before spending it.
In the meantime to help you choose a telescope have a look at this site:
http://www.r-clarke.org.uk/starting_astro1.htmPlease keep in touch if you need further help but don't spend your money before coming to see us.
Regards from Dave.